Does your car insurance cover rental cars
There are a couple of forms of protection on the automobile policy, responsibility, and real damage (that would be collision and comprehensive). In many states, the obligation will carry over onto a short-term REPLACE automobile, like accommodations automobile. Physical damage cannot necessarily carry over, however.
In either case, REDUCED utilize for rental vehicle, whilst it's in store, is certainly not covered under your plan. In my experience, if you get back a car with a scratch, the "loss of use" time for repair is approximately 3-4 days, plus charge card are going to be charged for the 3-4 days, EVEN THOUGH THE RESTORATION IS NEVER MADE.
Therefore, main insurance coverage FOR NAMED INSURED will carry over more often than not, for obligation protection. Quite often, in addition for collision and comprehensive (even though some businesses like modern especially usually do not transfer physical harm to a temporary substitute vehicle). But lack of rents is not covered.
You'll have to consult with your charge card company, but i have never heard of one addressing lack of rents, both.
Today, the bottom line - i really do not advocate my consumers purchase that waiver protection they always sell, if you don't're renting a vehicle from the nation. Then, the entire worldwide thing is just too a lot of a discomfort to deal with (i am NOT gonna let you know horror stories, but it's bad), and merely to truly save the $5 one minute international costs to European countries, you are going to want to buy it.
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