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Drive any car insurance

newbies' help guide to short-term engine insurance coverageIf you need to drive a car other than your normal car do not just believe you are covered, even though you have an extensive car insurance policy in your title.

Key points

  • Cover to operate a vehicle cars except that your very own does not come as standard on all guidelines, even if you have a comprehensive policy
  • If you're covered it might probably simply be for crisis circumstances and you'll only have third-party defense
  • Read your terms and conditions and/or consult your insurer to clarify the problem
  • Additional options include becoming known an additional motorist on the car's plan or taking out a separate, short-term engine insurance coverage

Whether you have your car or count on public transport to get you from A to B, many individuals need certainly to drive another automobile once in a while.

If you wish to test drive a motor vehicle you're considering purchasing, drive family relations toward airport, or go large components of furnishings, many times yourself behind a new wheel.

Perhaps your regular vehicle is off the road and you also've been luckily enough to borrow one from buddies or household.

DOC cover

Usually, cover for driving other vehicles (DOC) emerged as standard with a totally extensive insurance, providing drivers alternative party only protect for other cars.

But this was available to insurance frauds and this, as well as cost-cutting by providers, implies it's no further automatically included on all-comprehensive policies.

Some insurance vendors do however provide DOC cover, provided that the customer doesn't own the alternative automobile, hasn't employed it, and they're over a specific age (usually 25).

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