Erie car insurance reviews
NerdWallet's rating: / 5
- A.M. Best economic strength score: A+ (superior)
- Customer complaints: Erie Insurance has actually a lot fewer issues against it compared to the industry median for an organization of its dimensions.
- Size: No. 12 auto insurance business considering direct premiums written, based on A.M. Best.
Erie has been around company since 1925 and is based in Erie, Pennsylvania. It will be the second-largest car insurer in Pennsylvania, and its policies can be purchased through a network of independent representatives. Here’s where else Erie insurance is sold:
For sampling reasons, NerdWallet examined insurance costs for Erie additionally the various other largest automobile insurers in Pennsylvania. Erie ended up being third-cheapest for a Toyota Camry and provided the greatest price for a Ford F-150. Here’s a glance at just how Erie’s insurance charges compare.
Erie provides a cutting-edge “rate lock” option that lets consumers lock in their auto insurance prices until they add or eliminate motorists, add or pull automobiles, or move.
You may want to go for accident forgiveness, which prevents you against facing a surcharge after very first at-fault accident. There’s in addition a distinctive “Feature 15, ” which guarantees no accident surcharges for customers who have been with Erie Insurance for about fifteen years (availability differs by state).
Automobile insurance policies from Erie Insurance include extras particularly:
- Pet damage protection: to $500 each for veterinary look after two dogs and/or two kitties injured inside automobile in a major accident, or $1, 000 if they die.
- Waiver of collision allowable if two Erie customers crash into both.
For consumers whom purchase collision and extensive coverage:
- To $350 private property eg garments damaged within automobile ($100 in North Carolina).
- As much as $75 per individual for vacation costs eg dishes and resort in the event that you can’t reach your destination because of a major accident.
Ask an agent about offered discounts. Here’s an example of discounts from Erie Insurance:
- Youthful driver: For single drivers under 21 just who reside with their parents.
- Scholar: For single, full time pupils just who go to university out of the house without a car or truck.
- Youthful longevity: Young unmarried drivers who've been on some body else’s Erie plan, like a parent’s, receive credit for successive years.
- Age 55 and older: For customers 55 and over that are the key driver regarding the car.
- Paid off consumption: For customers whom don’t drive their particular vehicle for 90 consecutive days.
- Spending in full: as much as 7percent (in many states) for having to pay in a lump sum payment.
Erie Insurance regularly outranks its rivals in customer support, though it falls in ratings of satisfaction for claims. Automobile insurance customer satisfaction results:
Erie home insurance coverage
Erie Insurance provides coverage for houses, condos and made homes, plus protection for renters and landlords. Its ErieSecure Residence policy offers fully guaranteed replacement cost which means your home should be covered entirely if it is damaged or damaged. Erie’s HomeProtector plan provides three coverage levels.
Erie performs really in client satisfaction studies. In J.D. Power’s most recent residence insurance coverage statements pleasure dimensions, Erie had been “among the best” for service interaction. Its lowest rating was for fix process, where it absolutely was “about typical.” Home insurance customer satisfaction scores:
Erie life insurance coverage
Erie’s life insurance policies choices include term life, entire life and universal life. (Erie’s term life insurance items are unavailable in nyc.)
Retirement planning alongside insurance coverage
Erie’s your retirement preparation products include annuities and conventional and Roth IRAs. (Annuities from Erie aren't available in ny.) For business people, Erie provides company liability, company auto, workers’ payment, team life also coverage types.
Erie consumers may purchase:
- Umbrella coverage.
- Boat insurance coverage.
- Identity recovery and fraud reimbursement.
Website and apps
Erie’s internet site is handy. You may get a car quote, find a representative, spend your costs, access your account, lodge a claim and discover a repair store. Erie doesn't have a smartphone software.
Erie is worth thinking about if you’re with its regional coverage area, finding a price, and contemplating one-stop buying automobile, life, house along with other insurance services and products. It’s usually a good idea to look available for the best insurance coverage to fit your needs. NerdWallet’s contrast device can help in your find car insurance.
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